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Every source we cite

Every citation from every calculator's own audit trail, gathered onto one page and grouped by where it comes from.

This list is generated, not typed: scripts/build-sources-page.js reads the audit trail at the bottom of every calculator page and pulls out every source it links, so this page cannot go stale by hand the way a hand-maintained bibliography would — add a citation to a calculator and it appears here the next time the page is rebuilt.

Every source cited in a calculator’s audit trail, grouped by domain
SourceCited asCited byMost recent verification
canada.ca"Making withdrawals" page
"Opening a TFSA" page
"Tax payable on excess TFSA amount" page
"When to start your OAS pension"
"When to start your retirement pension"
15 December 2024 announcement
April 2015 news release
benefit-amount page
books
Canada.ca — annual vacations for federally regulated employees
canada.ca's Budget 2018 backgrounder
canada.ca's Corporation tax rates page
canada.ca's OAS payments page
canada.ca's payment amounts page
capital losses and deductions page
charge-and-collect rate page
chart of prescribed factors
children's goods
CPP2 equivalent
CRA CPP/CPP2 contribution rates and maximums
CRA guide T4037, Capital Gains
CRA Payroll Deductions Online Calculator (PDOC)
CRA registered-plans "What's new" page
CRA Schedule 10 (5005-S10), Part A
CRA Schedule 8 (5000-S8), Part 4
CRA T4032MB (Manitoba 2026 thresholds and BPA)
CRA T4032ON (Ontario surtax, Health Premium, tax reduction)
CRA T4032YT (Yukon BPA maximum and minimum)
CRA T4127 payroll deductions formulas
CRA's "Bonuses, retroactive pay increases or irregular amounts"
CRA's "Calculating your TFSA contribution room" page
CRA's "Payments of retiring allowances"
CRA's "what happens if you go over your RRSP deduction limit" page
CRA's capital-gains calculation page
CRA's CPP contribution rates page
CRA's instalment-eligibility page
CRA's line 12100 interest income page
CRA's line 40425 federal dividend tax credit guidance
CRA's minimum-amount page
CRA's MP, RRSP, DPSP and TFSA limits table
CRA's T5-issuance page
CRA's vacation pay and public holidays payroll guide
current-year tax rates page
ESDC 2026 EI premium rate announcement
Get ready to file a tax return
Guide RC4157
indexed personal income tax and benefit amounts FAQ
Interest and penalties on late taxes
Jan–Mar 2026 CPP/OAS quarterly report
line 22200
line 22300
line 23500 page
line 30100 page
line 30800
line 31000
line 31215
line 42100
line 44800
line 45000
lump-sum payments overview
My Account TFSA help page
overtime payments guidance
PRB eligibility page
principal residence and other real estate page
recovery tax page
RRSP options at 71 page
RRSP/PRPP deduction-limit page
Schedule 8, CPP Contributions and Overpayment
September 2024 release
Service Canada's EI for self-employed workers page
Special Payments Chart
T1213(OAS) form page
T4127, Payroll Deductions Formulas, 122nd edition
Tax-Free Savings Account (TFSA), Guide for Individuals
TD1 (26), 2026 Personal Tax Credits Return
Bonus Tax Calculator (Canada), Canada Take-Home Pay Calculator (2026), Canadian Retirement Calculator, Capital Gains Tax Calculator (Canada), CPP Start-Age Calculator, GIC Calculator (Canada), GST/HST Calculator, Hourly to Salary Calculator (Canada), Mortgage Affordability Calculator (Canada), OAS Clawback Calculator (Canada), Overtime Pay Calculator (Canada), Pro-Rata Salary Calculator (Canada), Raise Calculator (Canada), RRSP Refund Calculator, Salary Comparison Calculator (Canada), Salary vs Dividends Calculator (Canada), Self-Employed Tax Calculator (Canada), Tax Refund Calculator (Canada), TFSA Contribution Room Calculator, Two Jobs Tax Calculator (Canada), Vacation Pay Calculator (Canada)10 September 2026
revenuquebec.caline 201 page
Revenu Québec TP-1015.F-V 2026
Revenu Québec's 4 May 2026 press release
Revenu Québec’s line 248 help
Revenu Québec’s QPP contribution-rate table
revenuquebec.ca
Canada Take-Home Pay Calculator (2026), GST/HST Calculator, Raise Calculator (Canada), Salary Comparison Calculator (Canada), Salary vs Dividends Calculator (Canada), Self-Employed Tax Calculator (Canada), Tax Refund Calculator (Canada)8 September 2026
ontario.caOntario Health Premium
ontario.ca — calculating land transfer tax
ontario.ca — first-time homebuyer refund
Ontario's Employment Standards Act guide — vacation
Ontario's Employment Standards Act overtime guide
Ontario's Retail Sales Tax guide on insurance
Canada Take-Home Pay Calculator (2026), Hourly to Salary Calculator (Canada), Land Transfer Tax Calculator (Canada), Mortgage Affordability Calculator (Canada), Pro-Rata Salary Calculator (Canada)8 September 2026
gov.mb.cagov.mb.ca
gov.mb.ca — land transfer tax
Notice RST 20-04
GST/HST Calculator, Land Transfer Tax Calculator (Canada), Mortgage Affordability Calculator (Canada)8 September 2026
taxtips.caAlberta
British Columbia
Quebec
taxtips.ca's 2026 corporate tax rate tables
TaxTips.ca's 2026 credit table
taxtips.ca's Ontario
TaxTips.ca's published table
taxtips.ca's tax return due dates summary
Canada Take-Home Pay Calculator (2026), Salary vs Dividends Calculator (Canada), Tax Refund Calculator (Canada)8 September 2026
www2.gov.bc.caBC basic tax credits (tax reduction)
BC personal income tax rates
BC PST Notice 2026-001
gov.bc.ca
gov.bc.ca — first-time home buyers' exemption
gov.bc.ca — newly built home exemption
gov.bc.ca — property transfer tax
Canada Take-Home Pay Calculator (2026), GST/HST Calculator, Land Transfer Tax Calculator (Canada)5 September 2026
fsrao.caFSRA's Ontario disclosure page
fsrao.ca
GIC Calculator (Canada), Mortgage Affordability Calculator (Canada)10 September 2026
gurufocus.comGuruFocusDividend Reinvestment (DRIP) Calculator, Dividend Yield Calculator2 September 2026
ishares.comiShares
iShares
DCA Calculator, Dividend Reinvestment (DRIP) Calculator2 September 2026
lautorite.qc.calautorite.qc.ca
transfer-of-supervision notice
GIC Calculator (Canada), Mortgage Affordability Calculator (Canada)10 September 2026
laws-lois.justice.gc.cas. 171
section 6
Mortgage Affordability Calculator (Canada), Pro-Rata Salary Calculator (Canada)8 September 2026
multpl.comMultplDividend Reinvestment (DRIP) Calculator, Dividend Yield Calculator2 September 2026
quebec.caGovernment of Quebec's QPIP contribution rates page
quebec.ca — droits de mutation immobilières
Land Transfer Tax Calculator (Canada), Self-Employed Tax Calculator (Canada)5 September 2026
support.google.comYouTube Help: Add video thumbnails
YouTube Help: Manage your channel branding
YouTube's Partner Program terms
YouTube RPM Calculator, YouTube Thumbnail & Banner Checker31 August 2026
acefitness.orgACE FitnessBody Fat Calculator2 September 2026
advisorperspectives.comAdvisor PerspectivesFIRE Calculator2 September 2026
air.ioAIR Media-Tech's 274-channel Shorts studyYouTube RPM Calculator31 August 2026
ajdesigner.comAJ Design's 1RM formula referenceOne-Rep Max Calculator31 August 2026
alberta.caalberta.ca — register a land title documentLand Transfer Tax Calculator (Canada)5 September 2026
anfx.coanfxAspect Ratio Calculator29 August 2026
arvo.guruArvo's formula comparisonOne-Rep Max Calculator31 August 2026
bcfsa.caBCFSA's Mortgage Services Act pageMortgage Affordability Calculator (Canada)8 September 2026
bodytypecalc.comBodyTypeCalc's accuracy chartBody Fat Calculator2 September 2026
budget.ontario.ca2026 Ontario Budget annexSalary vs Dividends Calculator (Canada)8 September 2026
canlii.orgCanLII — NB Real Property Transfer Tax ActLand Transfer Tax Calculator (Canada)5 September 2026
ccua.comCanadian Credit Union Association's own deposit-guarantee roundupGIC Calculator (Canada)10 September 2026
cdic.caCDIC's "About us" page
CDIC's "What's Covered" page
GIC Calculator (Canada)10 September 2026
cdn-contenu.quebec.caQuebec 2026 indexed parameters, Ministère des Finances du Québec (November 2025)Canada Take-Home Pay Calculator (2026)3 September 2026
clockify.meClockify's freelancer time-use dataFreelance Project Quote Calculator31 August 2026
cmhc-schl.gc.ca5 June 2024 premium-revision notice
CMHC's Calculating GDS and TDS page
CMHC's premium information page
Income Property page
Purchase Mortgage Loan Insurance page
Mortgage Affordability Calculator (Canada)8 September 2026
cnbc.comCNBCFIRE Calculator2 September 2026
corporatefinanceinstitute.comCorporate Finance InstituteDividend Yield Calculator31 August 2026
cudgc.ab.cacudgc.ab.caGIC Calculator (Canada)10 September 2026
cudgc.sk.cacudgc.sk.caGIC Calculator (Canada)10 September 2026
cudgcnl.comcudgcnl.comGIC Calculator (Canada)10 September 2026
cudicbc.cacudicbc.caGIC Calculator (Canada)10 September 2026
dgcm.cadgcm.caGIC Calculator (Canada)10 September 2026
dividend.comDividend.comDividend Yield Calculator31 August 2026
earlyretirementnow.comEarly Retirement Now SWR seriesFIRE Calculator2 September 2026
etf.comETF.comDividend Reinvestment (DRIP) Calculator2 September 2026
ezclip.tvEzClipAspect Ratio Calculator29 August 2026
fidelity.comFidelityDividend Reinvestment (DRIP) Calculator2 September 2026
fool.comFool.comDividend Yield Calculator31 August 2026
gov.nl.cagov.nl.ca — registration of deeds feesLand Transfer Tax Calculator (Canada)5 September 2026
hamiltonetfs.comHamilton ETFsDividend Reinvestment (DRIP) Calculator2 September 2026
havecamerawilltravel.comHave Camera Will TravelYouTube Thumbnail & Banner Checker29 August 2026
help.crypto.comCrypto.comDCA Calculator31 August 2026
houseofmarketers.comHouse of MarketersAspect Ratio Calculator29 August 2026
ignitesocialmedia.comIgnite Social MediaAspect Ratio Calculator29 August 2026
inchcalculator.comInch CalculatorBody Fat Calculator2 September 2026
increditors.comIncreditorsVideo Script Timer31 August 2026
insights.ttsvibes.comTTS VibesEngagement Rate Calculator31 August 2026
investopedia.comInvestopedia's definition of averaging downStock Average Calculator31 August 2026
irs.govIRS.govFreelance Project Quote Calculator31 August 2026
justice.gov.nt.cajustice.gov.nt.ca — Land Titles Office fee scheduleLand Transfer Tax Calculator (Canada)5 September 2026
kraken.comKrakenDCA Calculator31 August 2026
kreatli.comKreatliAspect Ratio Calculator29 August 2026
lenostube.comLenostubeYouTube RPM Calculator31 August 2026
liberatedstocktrader.comLiberated Stock TraderDividend Yield Calculator31 August 2026
med.libretexts.orgLibreTexts' derivation of the US Navy estimation formulaBody Fat Calculator2 September 2026
montreal.camontreal.ca — droits de mutationLand Transfer Tax Calculator (Canada)5 September 2026
mrmoneymustache.comMr. Money MustacheFIRE Calculator2 September 2026
msci.comMSCIDividend Yield Calculator31 August 2026
nbcudic.canbcudic.caGIC Calculator (Canada)10 September 2026
nesto.canesto's equivalent pageMortgage Affordability Calculator (Canada)8 September 2026
news.novascotia.caprovincial government's own announcementGST/HST Calculator3 September 2026
novascotia.canovascotia.ca — municipal deed transfer tax ratesLand Transfer Tax Calculator (Canada)5 September 2026
nsca.comNSCA training load chartOne-Rep Max Calculator31 August 2026
nscudic.orgnscudic.orgGIC Calculator (Canada)10 September 2026
nunavutlegislation.canunavutlegislation.ca — Land Titles Tariff of Fees RegulationsLand Transfer Tax Calculator (Canada)5 September 2026
osfi-bsif.gc.caOSFI's Minimum Qualifying Rate pageMortgage Affordability Calculator (Canada)8 September 2026
peicudic.compeicudic.comGIC Calculator (Canada)10 September 2026
pm.gc.caPrime Minister's Office's news release of 21 March 2025Capital Gains Tax Calculator (Canada)3 September 2026
postfa.stPostFastAspect Ratio Calculator29 August 2026
prepublish.aiPrepublishVideo Script Timer31 August 2026
princeedwardisland.caprinceedwardisland.ca — RPTT first-time buyer exemptionLand Transfer Tax Calculator (Canada)5 September 2026
pwlcapital.comPWL Capital (Benjamin Felix)DCA Calculator31 August 2026
ratehub.caRatehub's PST on CMHC Insurance pageMortgage Affordability Calculator (Canada)8 September 2026
rbcroyalbank.comRBC's own GIC-laddering pageGIC Calculator (Canada)10 September 2026
researchgate.net2019 Navy body-fat estimation comparison studyBody Fat Calculator2 September 2026
retirementresearcher.comRetirement ResearcherFIRE Calculator2 September 2026
rivaliq.comRival IQ's 2025 benchmark reportEngagement Rate Calculator31 August 2026
saskatchewan.casaskatchewan.caGST/HST Calculator3 September 2026
saskregistries.casaskregistries.ca — land title feesLand Transfer Tax Calculator (Canada)5 September 2026
socialinsider.ioSocialinsider
Socialinsider's TikTok benchmarks
Engagement Rate Calculator31 August 2026
socialstatus.ioSocial StatusEngagement Rate Calculator31 August 2026
sociavault.comSociaVaultEngagement Rate Calculator31 August 2026
solohourly.comSoloHourly's billable-hours guideFreelance Project Quote Calculator31 August 2026
speechify.comSpeechifyVideo Script Timer31 August 2026
tbs-sct.canada.caDirective on Terms and Conditions of EmploymentPro-Rata Salary Calculator (Canada)5 September 2026
teleprompter.comTeleprompter.comVideo Script Timer31 August 2026
teranetmanitoba.caTeranet Manitoba fee scheduleLand Transfer Tax Calculator (Canada)5 September 2026
thepoorswiss.comThe Poor SwissFIRE Calculator2 September 2026
toronto.catoronto.ca — MLTT rates and fees
toronto.ca — MLTT rebate opportunities
Land Transfer Tax Calculator (Canada)5 September 2026
turbotax.intuit.comTurboTaxDividend Reinvestment (DRIP) Calculator2 September 2026
tweetfull.comTweetfullAspect Ratio Calculator29 August 2026
vanguard.co.ukVanguardDCA Calculator31 August 2026
vidiq.comvidIQYouTube RPM Calculator31 August 2026
virtualspeech.comVirtualSpeechVideo Script Timer31 August 2026
wallstreetmojo.comWallStreetMojo's average-down formula referenceStock Average Calculator31 August 2026
wowa.cawowa.ca's derivationMortgage Affordability Calculator (Canada)8 September 2026
www150.statcan.gc.catable 13-10-0114-01CPP Start-Age Calculator3 September 2026
yukon.cayukon.ca — land titles feesLand Transfer Tax Calculator (Canada)5 September 2026

103 distinct sources cited across 35 of Countworthy’s 36 calculators.

How we choose sources

We use the publisher, not a summary of the publisher — Canadian tax figures come from the Canada Revenue Agency's own payroll formulas and the provincial tables, not from an article about them. Every figure is traced to the primary source that publishes it, and the page records the date somebody last read that source: that date is what "Formula last verified" means on every calculator. Where a source could not be reached directly, the calculator's own audit trail says so rather than quietly citing something weaker.

This page lists citations, not endorsements — a source appearing here is the reference a figure was checked against, nothing more. See how we verify every number for the full system this list is one part of.

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