Which tool do I need?
Starting a job, comparing offers, or checking a pay stub? The Take-Home Pay Calculator turns a salary or hourly rate into net pay per year, month, two weeks or week for your province, with each deduction on its own line so you can see where the money goes.
Deciding when to start CPP? The CPP Start-Age Calculator shows the arithmetic Service Canada applies — a permanent reduction for every month before 65, a permanent increase for every month after — and the break-even ages, so the decision rests on your health, cash needs and other income rather than on a rule of thumb.
Checking how much you can still put in a TFSA? The TFSA Contribution Room Calculator adds up every annual limit you have been entitled to since 2009 or the year you turned 18, subtracts what you have contributed and adds back last year’s withdrawals — the same arithmetic CRA’s My Account performs, without the reporting lag.
Wondering what an RRSP contribution will get back? The RRSP Refund Calculator runs your income through the same federal and provincial engine as the take-home calculator, with and without the deduction; the difference is your refund, and it checks the contribution against the 18% limit.
Selling a property, shares or crypto? The Capital Gains Tax Calculator applies the 50% inclusion rate and shows the extra tax the taxable gain adds on top of your other income, so you see the real bill rather than a flat percentage.
Need a price with or without tax? The GST/HST Calculator adds sales tax for any province, or works backwards from a total, splitting GST from PST, QST or HST.
Coming next
A Canada mode for the FIRE Calculator with CPP, OAS, TFSA and RRSP inputs, then a tax-refund estimator for the spring filing season. Each ships with its dated CRA table and a runnable test.
Global tools that apply in Canada
The Dividend Reinvestment (DRIP), DCA, FIRE, Dividend Yield and Stock Average calculators are currency-agnostic — enter Canadian dollars and the math is the same. The Fiverr & Upwork fee and freelance quote tools apply to Canadian freelancers as they do everywhere; they do not model Canadian tax, which is what the take-home calculator is for.
Tax pages are for information only and model employment income on CRA’s annual method; your payroll may differ by a few dollars because employers use cumulative averaging and mid-year rate tables. Nothing here is financial or tax advice.